David Giertz Provides Advice on Social Security

Preparing for retirement is a very important responsibility that all people share. For those that are looking to set themselves up with a nest egg that will need to last for more than three decades, meeting with a financial planner could be a great option. One financial planner that has continued to provide amazing services to his customers is David Giertz.

While David Giertz has provided a lot of advice to his clients to help them prepare, he has also provided a lot of advice to other investment advisors that are looking to build their client’s portfolios. When it comes to providing investment advice, one of the biggest pieces of advice that he will provide is the focus on social security. There are several factors about social security that someone needs to understand when they are looking to plan for their financial future.

When it comes to social security, one of the biggest factors that someone needs to understand is what their benefit will be. All people today can go onto the social security website and get an estimate of what their annual benefit will be. This will also give estimates of what it will be based on when they start taking their benefits. However, there are many different factors that could end up influencing how much in social security you will benefit from in the future.

David Giertz also believes it is important to understand when you should start to take your benefits. Those that qualify for the benefits could take it as early as 62 years old; however, the longer you wait the more money you can get on a monthly basis. Those that are able to wait until they are 72 years of age could end up getting nearly 50% more in their total monthly payment simply by waiting another ten years. However, there are other factors that need to be considered too when deciding when you will start taking your benefit.

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