David Giertz Provides Advice on Social Security

Preparing for retirement is a very important responsibility that all people share. For those that are looking to set themselves up with a nest egg that will need to last for more than three decades, meeting with a financial planner could be a great option. One financial planner that has continued to provide amazing services to his customers is David Giertz.

While David Giertz has provided a lot of advice to his clients to help them prepare, he has also provided a lot of advice to other investment advisors that are looking to build their client’s portfolios. When it comes to providing investment advice, one of the biggest pieces of advice that he will provide is the focus on social security. There are several factors about social security that someone needs to understand when they are looking to plan for their financial future.

When it comes to social security, one of the biggest factors that someone needs to understand is what their benefit will be. All people today can go onto the social security website and get an estimate of what their annual benefit will be. This will also give estimates of what it will be based on when they start taking their benefits. However, there are many different factors that could end up influencing how much in social security you will benefit from in the future.

David Giertz also believes it is important to understand when you should start to take your benefits. Those that qualify for the benefits could take it as early as 62 years old; however, the longer you wait the more money you can get on a monthly basis. Those that are able to wait until they are 72 years of age could end up getting nearly 50% more in their total monthly payment simply by waiting another ten years. However, there are other factors that need to be considered too when deciding when you will start taking your benefit.

An Important Conversation with Felipe Montoro Jens

In an auction schedule announced in August by the federal government, Mr. Felipe Montoro Jens, a specialist in Infrastructure projects stated that most projects are scheduled for the second half of 2018. In total, there are 57 projects that are to be granted to the private sector. These will involve an investment of R$ 44 billion in 22 sectors listed by the Program of Partnerships and Investments (PPI).

Some of the projects are the Congonhas airport auction in São Paulo; and the sale of Infraero’s stake in the airports of Brasilia, Confis (Belo Horizonte), Galeão (Rio de Janeiro) and Guarulhos (São Paulo). The public company currently has a 49% interest in the consortiums that have the concessions of these terminals. The BR-153, in the stretch between Anápolis (GO) and Aliança (TO), which had the previous concession revoked of the Galvão Group is also on the list of concessions. According to the Ministry of Transport, the bidding is scheduled to take place in the last three months of Michel Temer’s government. Another highway that will be granted to the private initiative, with an auction scheduled for the end of 2018, is the stretch of BR-364 – between Comodoro (MT) and Porto Velho (RO), almost 800 kilometers long, says Felipe Montoro Jens.

The same period will see auctions for the port terminals concessions of Belém (PA), Vila do Conde (PA), Paranaguá (PR) and Vitória (ES) are expected to remain.

At the time of the announcement of the concession schedule in August, the government had not explained how it intends to sell companies such as the Mint, Ceasaminas, Casemg and Docks of Espírito Santo, but announced the privatization of these state-owned companies are scheduled for the end of 2018, points out Felipe Montoro Jens. At the occasion, the Minister of the Secretary General of the Presidency , Moreira Franco, explained that the sale of the Mint – responsible for the production of money and the making of passports in the country – is due to the advance of technology.

The terminals of Maceió (AL), João Pessoa (PB), Aracaju (SE), Juazeiro do Norte (CE), Campina Grande (PB), Recife (PE), Várzea Grande (MT), Rondonópolis MT), Alta Floresta (MT), Barra do Garças (MT), Vitória (ES) and Macaé (RJ) will also be granted by the government, Felipe Montoro Jens list .

PPI

Created by the federal government, the Investment Partnerships Program (PPI) intends to broaden and strengthen the relationship between the State and private initiative and generate jobs and growth for Brazil. This, through new investments in infrastructure and privatization projects.

The PPI aims to guarantee the expansion of public infrastructure – with quality and adequate tariffs. The program also aims to ensure the stability and legal security of projects, with the guarantee of minimal intervention in business and investments.